We know that you are concerned with how your personal and financial information is treated. This Privacy Policy sets forth our current policies and demonstrates our commitment to your financial privacy. We may, however, change the content or services found on our website, and consequently, our privacy statement at any time in the future without notice to you. Consequently, please revisit this page from time to time to be sure that you are familiar with any changes to our policy. Your continued use of our website following any modifications to this privacy statement will be conclusively deemed acceptance of any changes.

  • As a user of the Incapital website you are not required to provide us with any personal information, and we do not monitor or collect any personally identifiable information from you on your use of the public portions of our site. We may track the number of users who visit particular portions of our site, but such aggregate numbers do not identify you. We may also record the location of your computer on the Internet, for systems administration and troubleshooting purposes, and to report aggregate information.
  • If you register to subscribe to InterNotes® or Market-Linked Products updates and/or register to use the password-protected portions of InterNotes.com or StructuredInvestments.com, we will ask you to provide us with certain information about yourself.
  • We maintain personal information in a password-protected electronic file outside of our website or its servers, and we limit access to such information to employees who need to have such information to provide services to you. We will only use such information about you to verify your identity and eligibility to receive certain products or services, to provide information to you about product and services that we believe may be of interest of you, to record your interest in products and services that we offer, to be used for statistical analysis, for marketing purposes, and/or to respond to your requests for information.
  • We emphasize to our employees the confidential nature of customer information and the high level of importance we place on maintaining this confidentiality.
  • We may share any information you provide us about your interest in purchasing a particular security on our websites with the issuer of that security and other issuers. All personal information held by Incapital relating to the user will not be transmitted to any third party.
  • In addition, we may disclose information about you if requested or ordered to do so in the course of a legal or regulatory proceeding or inquiry.
  • The user is informed that when accessing this Site, data can be temporarily stored on a hard disk (cookies). Incapital may use cookies only to store information for the purpose of identifying whether the user is registered on the Site and to shortcut the access to the Site. We may also place cookies and similar files on your hard drive for purposes such as security, to facilitate site navigation, to personalize your experience on our site and to help us understand which parts of our websites are the most popular, where our visitors are going, and how much time they spend there. These cookies do not identify you by name as an individual or by account number.

    Cookies were originally designed to help a website distinguish a user’s browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie is a small string of text that a website can send to your browser. A cookie cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your email address.

  • Incapital protects all customer information behind an Internet firewall. Incapital secures all confidential connections using individual passwords and advanced encryption and authentication technology including but not limited to Secure Socket Layers (SSL) connections between web browsers and our secure servers for confidential exchanges, plus digital certificates for all on-line transactions.
  • Also, our website may contain hyperlinks to other websites not operated by Incapital. Incapital is not responsible for the content, or the privacy practices, of these websites.

Although we have tried to create a secure and reliable website for our users, the confidentiality of any communication or material transmitted via our website or by E-mail cannot be guaranteed. When disclosing any personal information, all users should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without user consent. Accordingly, users should consider carefully if they want to submit sensitive information that they would not want disclosed and should recognize that their use of the Internet and our website is solely at their own risk. We have no responsibility or liability for the security of personal information transmitted via the Internet.